Terms of Service

Effective and last updated: August 21, 2026

1. Acceptance of these terms

These Terms of Service (“Terms”) are an agreement between you and Toolardio governing your use of toolardio.com, its digital experiences, articles, contact form, and related features (the “Service”). By accessing or using the Service, you agree to these Terms and acknowledge our Privacy Policy, Cookie Policy, and Disclaimer. If you do not agree, do not use the Service.

2. Who may use the Service

You must be legally capable of agreeing to these Terms. If you are under the age of legal majority where you live, you may use the Service only with permission and supervision from a parent or legal guardian. Toolardio is not directed to children under 13.

3. Permission to use Toolardio

Subject to these Terms, Toolardio grants you a limited, non-exclusive, non-transferable, revocable permission to access and use the Service for lawful personal, educational, or internal business purposes. This permission does not transfer ownership of the Service or its content.

4. Acceptable use

You agree not to:

• Use the Service for an unlawful, fraudulent, abusive, or harmful purpose.
• Disrupt, overload, damage, probe, or bypass the Service, its security, rate limits, access controls, or technical restrictions.
• Introduce malware, automated requests that create unreasonable load, or code intended to interfere with another user or system.
• Scrape, copy, frame, mirror, resell, or redistribute a substantial part of Toolardio or use its branding in a misleading way, except where applicable law expressly permits it.
• Reverse engineer or attempt to obtain non-public source code, except to the limited extent a restriction is prohibited by law.
• Use a tool to infringe intellectual-property, privacy, publicity, or other rights, or process content you are not authorized to use.
• Misrepresent Toolardio output as a professional certification, official determination, guaranteed result, or statement issued by Toolardio.

5. Your inputs and messages

You retain any rights you have in information or files you enter into a tool. Tool inputs are designed to remain in your browser and are not uploaded to Toolardio's server unless a tool clearly states otherwise before use. You are responsible for having the right to process that material and for reviewing the output.

If you send a message, bug report, or suggestion, you give Toolardio permission to read, store, and use it to respond, provide support, improve the Service, and address security or legal issues. Do not send confidential business information, credentials, payment details, medical records, or other highly sensitive data.

6. Results and no professional advice

Tool results are generated from your inputs and the formulas, assumptions, datasets, or browser capabilities available at the time. Results may be estimated, rounded, incomplete, or wrong and may not reflect current laws, rates, institutional methods, or your circumstances. You are responsible for checking important results before acting on them.

Toolardio does not provide professional advice or replace guidance from a qualified expert who can assess your circumstances. Review the Disclaimer for important limitations.

7. Intellectual property

The Service, including its branding, design, original text, organization, graphics, and software, is owned by Toolardio or its licensors and is protected by applicable intellectual-property laws. Third-party names, standards, and source materials remain the property of their respective owners. No right is granted except the limited permission stated in these Terms.

If you believe material on Toolardio infringes your copyright or another right, email hello@toolardio.com with your contact information, identification of the protected work, the exact Toolardio URL, an explanation of the concern, and evidence of your authority to act.

8. Third-party services, sources, and ads

The Service may use or link to third-party services, sources, downloads, and advertisements. A link, citation, or advertisement does not mean that Toolardio endorses, controls, or guarantees the third party. Your use of a third party is governed by its own terms and privacy practices, and any transaction is between you and that party.

9. Changes, suspension, and availability

We may add, change, limit, suspend, or discontinue any part of the Service and may correct or update content at any time. We do not promise that a tool, URL, feature, or result will remain available, uninterrupted, secure, or compatible with every device. We may restrict access when reasonably necessary to protect the Service, comply with law, or respond to a violation of these Terms.

10. Disclaimer of warranties

To the maximum extent permitted by law, the Service is provided “as is” and “as available.” Toolardio disclaims all express and implied warranties, including warranties of accuracy, availability, merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Service will be error-free or that any result will meet your requirements. Some jurisdictions do not allow certain exclusions, so part of this section may not apply to you.

11. Limitation of liability

To the maximum extent permitted by law, Toolardio and its operators, suppliers, and licensors will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of profits, revenue, data, business opportunity, or goodwill, arising from or related to the Service. Nothing in these Terms limits liability that cannot legally be limited, and mandatory consumer rights remain unaffected.

12. Responsibility for violations

To the extent permitted by law, you are responsible for losses, claims, and reasonable costs resulting from your unlawful use of the Service, your material violation of these Terms, or your infringement of another person's rights. This does not require you to compensate Toolardio for losses caused by Toolardio's own unlawful conduct.

13. Disputes and applicable law

Before filing a claim, please contact us and give us a reasonable opportunity to resolve the issue informally. These Terms are governed by the laws applicable to Toolardio's operation of the Service, without overriding mandatory consumer protections or legal rights that apply in your place of residence. A court with lawful jurisdiction may hear a dispute that cannot be resolved informally.

14. Changes to these Terms

We may revise these Terms when the Service or applicable requirements change. The revised Terms will be posted here with a new effective date. If a change is material, we will provide additional notice where reasonably required. Using the Service after revised Terms take effect means you accept them.

15. General provisions

If a provision of these Terms is found unenforceable, the remaining provisions remain in effect. A failure to enforce a provision is not a waiver. These Terms and the policies incorporated above are the entire agreement between you and Toolardio concerning the Service and replace prior statements about that subject.

16. Contact us

Questions about these Terms can be sent through our contact page or by email to hello@toolardio.com.