401(k) Calculator

Project a 401(k) with employee deferrals, employer match, returns, and 2026 age-based deferral limits.

Current 401(k) balance ($)

Age in 2026

Annual salary ($)

Employee contribution (% of salary)

Employer match (% of matched contribution)

Salary percentage eligible for match

Expected annual return (%)

Projection years

Your result

Complete the fields and select Calculate to see the result.

Planning estimate only. Rates, fees, taxes, investment returns, insurance, eligibility, and contract terms can change the result; verify decisions with the relevant lender, plan, agency, or licensed professional.

Methodology reference: IRS 2026 retirement contribution limits

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