FHA Loan Calculator

Estimate an FHA payment using entered price, down payment, rate, term, 1.75% upfront MIP, and entered annual MIP rate.

Home price ($)

Down payment (%)

Mortgage rate (%)

Term (years)

Annual MIP rate (%)

Monthly property tax and insurance ($)

Your result

Complete the fields and select Calculate to see the result.

Planning estimate only. Rates, fees, taxes, investment returns, insurance, eligibility, and contract terms can change the result; verify decisions with the relevant lender, plan, agency, or licensed professional.

Methodology reference: HUD FHA mortgage insurance premiums

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