House Affordability Calculator

Estimate a home price from entered income, debts, down payment, mortgage terms, and housing-cost assumptions.

Gross monthly household income ($)

Other monthly debt payments ($)

Available down payment ($)

Mortgage rate (%)

Loan term (years)

Property tax, insurance, HOA (% of price/year)

Housing ratio limit (%)

Total DTI limit (%)

Your result

Complete the fields and select Calculate to see the result.

Planning estimate only. Rates, fees, taxes, investment returns, insurance, eligibility, and contract terms can change the result; verify decisions with the relevant lender, plan, agency, or licensed professional.

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