IRA Calculator

Project an IRA using an entered annual contribution and the 2026 age-based contribution limit.

Current IRA balance ($)

Age in 2026

Desired annual contribution ($)

Expected annual return (%)

Projection years

Your result

Complete the fields and select Calculate to see the result.

Planning estimate only. Rates, fees, taxes, investment returns, insurance, eligibility, and contract terms can change the result; verify decisions with the relevant lender, plan, agency, or licensed professional.

Methodology reference: IRS 2026 retirement contribution limits

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