Mortgage Payoff Calculator

Estimate payoff time and interest from a current mortgage balance, payment, and extra principal.

Current principal balance ($)

Annual interest rate (%)

Current monthly principal and interest payment ($)

Extra monthly principal ($)

Your result

Complete the fields and select Calculate to see the result.

Planning estimate only. Rates, fees, taxes, investment returns, insurance, eligibility, and contract terms can change the result; verify decisions with the relevant lender, plan, agency, or licensed professional.

Methodology reference: CFPB mortgage payment guidance

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