Roth IRA Calculator

Estimate a 2026 Roth IRA contribution limit from filing status and MAGI, then project account growth.

Current Roth IRA balance ($)

Age in 2026

Filing-status group

2026 modified AGI ($)

Desired annual contribution ($)

Expected annual return (%)

Projection years

Your result

Complete the fields and select Calculate to see the result.

Planning estimate only. Rates, fees, taxes, investment returns, insurance, eligibility, and contract terms can change the result; verify decisions with the relevant lender, plan, agency, or licensed professional.

Methodology reference: IRS 2026 retirement contribution limits

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