Social Security Calculator

Estimate the claiming-age adjustment to a monthly primary insurance amount entered by the user.

Monthly benefit at full retirement age (PIA) ($)

Claiming age

Full retirement age

Your result

Complete the fields and select Calculate to see the result.

Estimate only. Enter the PIA from an official Social Security statement and use SSA tools for an individualized record-based estimate; earnings tests, COLAs, family benefits, taxes, WEP/GPO history, and exact month rules are not modeled.

Methodology reference: SSA early or delayed retirement

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